we use insure and go cost me £90 pound family worldwide for annual insurance including 17days winter ski.
Company great when stuck due to ill health in portugal
Bulgaria is very much in Europe and will be part of the European Community in 2007. Whoever told you that it is not, is grossly mistaken.
I always use Go Travel insurance. If you visit my website, see my email address you will see from the home page a number of excellent insurance companies.